Client Center
We want to own the great businesses of tomorrow, and market volatility gives us opportunities to invest in them at more attractive prices. Any time there is market disruption, our goal is to use it to our advantage. So, much like during the COVID-19 pandemic, we...
It’s not your imagination - scams are getting more sophisticated! Part of maintaining your financial well-being is staying alert and learning to protect yourself from potential attacks. In this blog, we outline the top five scams for you to look out for and make...
Today marked a special milestone for Jacobson & Schmitt Advisors (JSA) as we participated in the video production for our upcoming segment on Empowered with Meg Ryan. The collaboration was more than just an opportunity to share our expertise; it was a chance to...
Estate Planning and Legacy Contacts: Preparing for Your Digital Assets One area of estate planning that gets overlooked is one’s digital assets. One way to prepare is by assigning a Legacy Contact—a trusted person who can access your phone or account data after you...
The most common question we hear from clients these days is some version of the emotionally charged question, “do politics affect my portfolio?” It’s no surprise that everyone is wondering who will win and what changes will occur with the election around the corner....
If you’ve made it through our first two posts on this topic, you’ve learned: ALL investing decisions are “active.” However, the active mutual fund industry doesn’t get the best investment returns for individual investors because it wasn’t designed for that. As David...
![Value of Active Investment Management Part 2: Why hasn’t active management worked for [individual investors]?](https://jandsadvisors.com/wp-content/uploads/2024/05/Individual-Investors-980x653.jpg.webp)
“The mutual fund industry is not an investment management industry. It’s a marketing industry.” – David Swensen (fmr. CIO of Yale & asset allocation pioneer) Why hasn’t active management - and we mean specifically in mutual funds - worked for individual investors?...
In recent years, there’s been a considerable debate about which is better, active or passive investing. Most people narrowly define them as the following: Active: Someone, usually a mutual fund manager, picks and chooses investments for you, versus Passive: You just...
Congratulations! You’ve finally reached the point where you earn a few more dollars than you spend each month.What should you do with that extra cash? Where should it go? Those are the questions we’ll help answer. Why does it matter where you save? You work hard for...
For this post, we’re going to discuss Capital Gains (which occur when selling an asset that’s gone up in value). I know...a tax related topic...so exciting, right? Specifically, we’ll discuss how we set budgets (not to go over) for capital gains taxes and how clients...