In recent years, there’s been a considerable debate about which is better, active or passive investing. Most people narrowly define them as the following: Active: Someone, usually a mutual fund manager, picks and chooses investments for you, versus Passive: You just...
Congratulations! You’ve finally reached the point where you earn a few more dollars than you spend each month.What should you do with that extra cash? Where should it go? Those are the questions we’ll help answer. Why does it matter where you save? You work hard for...
For this post, we’re going to discuss Capital Gains (which occur when selling an asset that’s gone up in value). I know…a tax related topic…so exciting, right? Specifically, we’ll discuss how we set budgets (not to go over) for capital gains taxes and how...
One of the questions we’re commonly asked is how we pick stocks that end up in client portfolios. It’s a fun and creative process, of which we’ll share some of our secret sauce in this post. Our investment philosophy at JSA is to identify and own “excellence” and...
A common question we hear from clients is, “I need to withdraw cash from my portfolio. When should we sell investments to raise that cash?” As we’ve discussed in other posts, timing the market is very difficult. You might get it right a time or two, but outside of...
