It’s not just financial advice we’re giving; it’s “Human Advice.” During difficult times, finding someone to talk with about what you’re going through is super important! If you don’t have a close friend or family, please talk to your primary care physician, church, or social services. They will offer support and can direct you to the resources you need.

You’re at home, and your family and friends have returned to their lives. You have a pile of papers from the funeral home, hospital, Social Security Administration, etc. What’s next?

It’s time to use the professional network you have built. Your Advisors will help you make sense of your “Financial Reality” and guide you through the steps needed to settle the estate and retitle accounts if needed. BUT….pay special attention to the Don’ts!

Now is not the time to make BIG changes with your estate documents, financial accounts, or insurance. Make these decisions on YOUR timeline—not your family’s, financial advisor’s, or accountant’s.

As long as you have enough cash flow to sustain your lifestyle, take a couple of months to sort things out. Catch your breath!

As you may know, death records are public information. Couple this with emotional stress, and you get a prime opportunity for scammers to take advantage of you. Expect your phone to be ringing at all times of the day—don’t answer the calls. Instead, rely on your advisors and family to be a second set of eyes on your decisions.