For this post, we’re going to discuss Capital Gains (which occur when selling an asset that’s gone up in value). I know…a tax related topic…so exciting, right? Specifically, we’ll discuss how we set budgets (not to go over) for capital gains taxes and how...
One of the questions we’re commonly asked is how we pick stocks that end up in client portfolios. It’s a fun and creative process, of which we’ll share some of our secret sauce in this post. Our investment philosophy at JSA is to identify and own “excellence” and...
A common question we hear from clients is, “I need to withdraw cash from my portfolio. When should we sell investments to raise that cash?” As we’ve discussed in other posts, timing the market is very difficult. You might get it right a time or two, but outside of...
Considering how strong the housing market has been recently, you may think this seems a strange question. We’ve all probably heard stories of sellers receiving multiple offers or offers without contingencies. For better or worse, real estate is more expensive almost...
A common question clients ask is something along the lines of “are my investments diversified?” What follows will help you determine whether that’s important for your financial life. In our world, diversification means investing in multiple areas rather than...
